A. First of all we do not loan money and therefore we do not have to consider stringent requirements in order to assure it is paid back. Our decisions are based on the creditworthiness of the customer of our client.
A. The concept of factoring is to use the money of the factor to help make you more money. If you do not need the additional operating capital then you may want to consider the insurance program which will assist you with uncollectible debt of approved factored accounts.